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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146237 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146237)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very easy to use and great product availability

Very easy to use and clear. Great product availability Reviewed on: 11th June 2026

Often use PayPal credit for my business , I find it...

Often use PayPal credit for my business , I find it really straight forward to log in and pay! A lot easier than putting card details in when you’re in a rush! Any issues which are very rare I get to speak to someone straight away. Always death with promptly Reviewed on: 11th June 2026

Secure and reliable

PayPal have always been there to help if ever I've had a problem with a purchase. I have peace of mind knowing that if I but something using PayPal that my money is protected Reviewed on: 11th June 2026

Easy, simple and safe!.

PayPal is easy and safe to use. Accessible and great sending money privately or simply shopping Reviewed on: 11th June 2026

It works very well and does exactly what it says...

It works very well and does exactly what it says Reviewed on: 11th June 2026

Great product.

I love this product. Interest free cedit that is just there when I need it, and can be used wherever I would pay with a credit card. No acres of paperwork required, no hunting around for a provider, it's just there for whenever I need it. Reviewed on: 11th June 2026

Simple easy to use no long checks

Simple easy to use no long checks Reviewed on: 11th June 2026

It’s nice and easy and very helpful as I can pay in...

It’s nice and easy and very helpful as I can pay in 4 and other ways so I still have money for other things Reviewed on: 11th June 2026

I use paypal credit multiple times a month and it he...

I use paypal credit multiple times a month and it helps me purchase things without the initial big hit on payments. you have to be aware of the payment calcs. Any payments go to those with highest interest. This can cause problems where you have payments for very large purchases over a year or more having interest. These get paid first so any payment plans with zero interest over 4 months get dragged into paying interest Reviewed on: 11th June 2026

Easy to use.

Find it very easy to use and good customer service. Good communication. PayPal is a name you can trust. Reviewed on: 11th June 2026

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