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PayPal: PayPal Credit reviews

4.73
Based on 143,859 reviews, last reviewed 21st Jun 2026
4276750% increase in 5 star reviews
in the past 90 days
12300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Daras 240179 am satisfied with the very fast and flexible cooperation, convenient interest rates and repayments Reviewed on: 21st June 2026
Dariusz F's avatar
Dariusz F

Latest lowest rating:

2

Worst customer service ever. PayPal + is really the only redeeming feature of the whole operation. It’s worth dealing with the appalling customer service, delayed refunds and endl... Read more Reviewed on: 21st June 2026
Stephanie S's avatar
Stephanie S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143859)

Very good for splitting the payment into manageable...

4
Very good for splitting the payment into manageable amounts ie pay in three this is the option I use the most also good messages and informative emails let you keep a track of payment and balance Reviewed on: 9th June 2026

Very easy to use, i recommend for more people

5
Very easy to use, i recommend for more people Reviewed on: 9th June 2026

Excellent service and available on all stores.

5
Excellent service and available on all stores. I love the 4 months interest free option. Reviewed on: 9th June 2026

Effortless experience and easy international transac...

5
Effortless experience and easy international transactions Reviewed on: 9th June 2026

I have used PayPal for many years.

5
I have used PayPal for many years. It is very safe and easy to use to make payments, use credit or transfer money. I recommend it. Reviewed on: 9th June 2026

The quickest and most reliable

5
So efficient, quick, reliable and quality never drops. Reviewed on: 9th June 2026

Nice option

4
Like the 4 months interest free option Reviewed on: 9th June 2026

I use it mainly for booking flight tickets and the p...

5
I use it mainly for booking flight tickets and the pay in 3 months option without any interest is very useful and perfect in situations to manage the payments Reviewed on: 9th June 2026

Brilliant

5
Recently Ordered tickets to watch a show, Found paypal credit brilliant, being able to pay over 3 / 4 months is great Reviewed on: 9th June 2026

Easy to use and always helps me get things u...

5
Easy to use and always helps me get things u need Reviewed on: 9th June 2026

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