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PayPal: PayPal Credit reviews

4.73
Based on 144,299 reviews, last reviewed 21st Jun 2026
4296700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will always recommend PayPal! I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommen... Read more Reviewed on: 21st June 2026
Becca Clarke's avatar
Becca Clarke

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144299)

Easy to pay and pay off.

5
Easy to pay and pay off. Having different options for credit helps pick the right payment option Reviewed on: 9th June 2026

I’ve really enjoyed my experience they resolve my pr...

5
I’ve really enjoyed my experience they resolve my problem everytime. Reviewed on: 9th June 2026

Fast, practical and efficient.

5
Fast, practical and efficient. Helpful when I wanted to spread the cost of purchases. Reviewed on: 9th June 2026

Best way to pay!

5
I always feel more protected paying via PayPal. App is clear to use with no surprises and find it a lot easier to manage than other competitors. I also find it better to track all my money as it's clear what has been spent where. Reviewed on: 9th June 2026

PayPal credit provides ease of use and the user inte...

4
PayPal credit provides ease of use and the user interface is engaging. I can navigate and understand the features. Reviewed on: 9th June 2026

My PayPal credit

5
My PayPal credit was sorted straight away. Very easey to sort out. Reviewed on: 9th June 2026

I prefer the pay in 3

4
I prefer the pay in 3, as I have control on over paying, which I prefer Reviewed on: 9th June 2026

PayPal is very useful I feel very safe using it any...

5
PayPal is very useful I feel very safe using it any issues I have staff are always so helpful and reassuring. Reviewed on: 9th June 2026

Very easy to use and to find everything.

5
Very easy to use and to find everything. App interface looks great too. Quick and simple to send money and make withdraws. Reviewed on: 9th June 2026

Always had good service and never had a problem x...

5
Always had good service and never had a problem x Reviewed on: 9th June 2026

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