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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143568 reviews)

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4.73

Based on 143,568 reviews, last reviewed 20th Jun 2026

4263450% increase in 5 star reviews

in the past 90 days

12250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like it I can’t tell a lot about service because I haven’t used it. All other features I like and I use it. Fairly easy to use on web. haven’t used app yet Reviewed on: 20th June 2026

Latest lowest rating:

1

Didn't get my £40 welcome promotion credit. Got a £40 PayPal promotion discount on my first purchase, But unfortunately had to return the item as it was faulty. So lost my £40 as PayPal won't le... Read more Reviewed on: 20th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143568)

Simple and Cost effective

It provides a simple and cost effective way of spreading the costs of bigger ticket items. Paypal’s ubiquitousness means it’s usually available for online purchases and it has enabled me to buy more durable things that’ll save me in the longer term Reviewed on: 11th June 2024

Easy to use and easy to bother pay one off payments...

Easy to use and easy to bother pay one off payments or set up regular payments Reviewed on: 11th June 2024

convenient credit for eBay

I wanted to make some bigger purchases on eBay and Paypal credit gave really good terms for that Reviewed on: 11th June 2024

A great help

Very easy and convenient, suitable for all needs, gives zero interest options. Reviewed on: 11th June 2024

Easy to use and very helpful when wanting to make bi...

Easy to use and very helpful when wanting to make big purchases. Great ways to pay off balance very simple to access and use for any purchase. Reviewed on: 11th June 2024

Happy customer here

Faultless service, always use for online purchases. Would recommend to others. Reviewed on: 11th June 2024

Easy to use and always available

Easy to use and always available Reviewed on: 11th June 2024

Easy to use and gives me more flexibility with my pu...

Easy to use and gives me more flexibility with my purchases. Reviewed on: 11th June 2024

Good service provided, satisfactory credit limit inc...

Good service provided, satisfactory credit limit increase Reviewed on: 11th June 2024

Everything was smooth tonset up and payments have be...

Everything was smooth tonset up and payments have been easy to make through the app. Reviewed on: 11th June 2024

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