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PayPal: PayPal Credit reviews

4.73
Based on 144,299 reviews, last reviewed 21st Jun 2026
4296700% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I will always recommend PayPal! I love using PayPal. It gives me confidence in my spending and I love the new scheme on able about to save points to receive money back, have recommen... Read more Reviewed on: 21st June 2026
Becca Clarke's avatar
Becca Clarke

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144299)

Great nice very beautiful xxxxxxx and lovely than...

5
Great nice very beautiful xxxxxxx and lovely thanks bhuffyhujjhgfgghhhhh Reviewed on: 12th June 2024

Easy to use and administer.

5
Easy to use and administer. Nothing complicated. Reviewed on: 12th June 2024

Issue with a purchase sorted efficiently

5
Had an issue with a purchase and it was sorted out by PayPal efficiently to my satisfaction. Accepted in more and more places as an option to pay which is great Reviewed on: 12th June 2024

Never had any issues

5
Never had any issues. Easy to use and safe way to buy Reviewed on: 12th June 2024

Used PayPal for big ticket purchases.

5
Used PayPal for big ticket purchases. Reviewed on: 12th June 2024

Very easy to use, great way to spread the cost to en...

5
Very easy to use, great way to spread the cost to enable me buy what I want and when Reviewed on: 12th June 2024

Never had any problem

5
Never had any problem. Great services. My Neutral rating to the customer service is because I never had any interaction with customer service. Reviewed on: 12th June 2024

A fantastic way to purchase consumer goods..

5
A fantastic way to purchase consumer goods,. There is also the option to pay in three interest free, which is easy to process online. Definitely recommended. Reviewed on: 12th June 2024

I’ve been using PayPal for years and the credit func...

5
I’ve been using PayPal for years and the credit function is so simple and quick to use. I use it for international trip booking for extra piece of mind and security. Reviewed on: 12th June 2024

Easy payment with Paypal credit.

5
Easy payment with Paypal credit.Low interest rate. Reviewed on: 12th June 2024

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