Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,317 reviews, last reviewed 22nd Jun 2026
4297500% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026
M MK's avatar
M MK

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144317)

I've used paypal for many years I love the fact I fe...

5
I've used paypal for many years I love the fact I feel really secure using paypal I'm very happy with the service Like the fact that if anything goes wrong & I contact customer service they are very good at resolving the matter quickly Reviewed on: 12th June 2024

Interest free 3 months on purchases

5
Great, interest free 3 months on purchases over £100 is great Reviewed on: 12th June 2024

Paypal always provides a top class service

5
Paypal always provides a top class service Reviewed on: 12th June 2024

I like using PayPal credit!

5
I like using PayPal credit, it's very easy to use and helps you with big purchases and spread out payments. Reviewed on: 12th June 2024

Everytime I have a query, it has always been dealt w...

5
Everytime I have a query, it has always been dealt with great. Reviewed on: 12th June 2024

PayPal Credit is so quick and easy.

5
PayPal Credit is so quick and easy. What really helps is that it is all linked to my banking and I don't have to worry about triggering payments. It also restricts you to a sensible timeframe so that high interest rates are not incurred Reviewed on: 12th June 2024

Is very easy everything.

5
Is very easy everything. The rates are lower like other . Reviewed on: 12th June 2024

Fantastic app and very user friendly and secure

5
Fantastic app and very user friendly and secure Reviewed on: 12th June 2024

Easy and secure way to pay for goods and services...

5
Easy and secure way to pay for goods and services Reviewed on: 12th June 2024

Customer service

5
Great customer service at all times Reviewed on: 12th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review