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PayPal: PayPal Credit reviews

4.73
Based on 144,317 reviews, last reviewed 22nd Jun 2026
4297500% increase in 5 star reviews
in the past 90 days
12350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s easy to use, hassle free and convenient. It’s easy to use, hassle free and convenient. Reviewed on: 22nd June 2026
M MK's avatar
M MK

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026
Philip H's avatar
Philip H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144317)

I’ve had PayPal credit for a while and use in regula...

5
I’ve had PayPal credit for a while and use in regularly it’s a fabulous way of spreading payments over 3 months I love it!!! Reviewed on: 12th June 2024

Easy to use for purchases.

5
Easy to use for purchases. Readily accepted and different payment options. Reviewed on: 12th June 2024

used for quite few years now-very good thing .

5
used for quite few years now-very good thing .no issues Reviewed on: 12th June 2024

Efficient and stress free

5
It's so helpful when needing to buy flights and purchasing off online stores Reviewed on: 12th June 2024

PayPal is very efficient and straightforward.

5
PayPal is very efficient and straightforward. No hidden charges. It gives you payment options that allows you to choose and manage your finances without any additional hassle. I have introduced PayPal to friends and family members and its very helpful to them as well. Reviewed on: 12th June 2024

Convenient

5
Convenient with lots of partnerships that allow you to pay online Reviewed on: 12th June 2024

Excellent service

5
I use my PayPal credit account regularly and enjoy its wonderful service it’s easy to use and repay Reviewed on: 12th June 2024

Always helpful if problems arise easy service to use...

5
Always helpful if problems arise easy service to use and easier enough to transfer money Reviewed on: 12th June 2024

Help when needed

5
Allways there when I need it and it doesn’t brake the bank to pay it back Reviewed on: 12th June 2024

Safe and secure transactions

5
I have used pay pal for a long time now on many platforms and have always felt that my online shopping experience has been safe and secure Reviewed on: 12th June 2024

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