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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144313)

Never had any problem

Never had any problem. Great services. My Neutral rating to the customer service is because I never had any interaction with customer service. Reviewed on: 12th June 2024

A fantastic way to purchase consumer goods..

A fantastic way to purchase consumer goods,. There is also the option to pay in three interest free, which is easy to process online. Definitely recommended. Reviewed on: 12th June 2024

I’ve been using PayPal for years and the credit func...

I’ve been using PayPal for years and the credit function is so simple and quick to use. I use it for international trip booking for extra piece of mind and security. Reviewed on: 12th June 2024

Easy payment with Paypal credit.

Easy payment with Paypal credit.Low interest rate. Reviewed on: 12th June 2024

PayPal review

Always a great experience and never any issues Reviewed on: 12th June 2024

I've never had a problem everything is sorted by Pay...

I've never had a problem everything is sorted by PayPal Reviewed on: 12th June 2024

I’ve had PayPal credit for a while and use in regula...

I’ve had PayPal credit for a while and use in regularly it’s a fabulous way of spreading payments over 3 months I love it!!! Reviewed on: 12th June 2024

Easy to use for purchases.

Easy to use for purchases. Readily accepted and different payment options. Reviewed on: 12th June 2024

used for quite few years now-very good thing .

used for quite few years now-very good thing .no issues Reviewed on: 12th June 2024

Efficient and stress free

It's so helpful when needing to buy flights and purchasing off online stores Reviewed on: 12th June 2024

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