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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144313 reviews)

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4.73

Based on 144,313 reviews, last reviewed 22nd Jun 2026

4297300% increase in 5 star reviews

in the past 90 days

12350% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable, clear and helpful. The general day to day online payment, the use of credit and the flexibility to pay off the credit - all of these provided by PayPal are excellent eff... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Awful service. Awful service. Terrible App. Poor quality experience all around. Reviewed on: 21st June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144313)

simple brilliant platform !!

Always very easy to use, always there if assistance is needed and just an all round perfect platform. Reviewed on: 12th June 2024

Instant credit and easy to use, can use it for at of...

Instant credit and easy to use, can use it for at of companies and shops online Reviewed on: 12th June 2024

perfect way to pay

never had an issue with anything. always a good experience Reviewed on: 12th June 2024

Simple and easy to use.

Simple and easy to use. Will continue to use in the future Reviewed on: 12th June 2024

Very very very very excellent service

Very very very very excellent service Reviewed on: 12th June 2024

Never had an issue - fair service and not predatory...

Never had an issue - fair service and not predatory with interest rates. I always pay with PayPal where I can knowing there is security and help if required to resolve disputes. Reviewed on: 12th June 2024

Has helped me when I was struggling.

Has helped me when I was struggling. Reviewed on: 12th June 2024

Love PayPal credit!

Love PayPal credit! Simple easy checkout!! Use it everytime I shop online! Reviewed on: 12th June 2024

Good payment plans

It’s been brilliant for when it’s came to purchasing things, and very helpful, only had a problem once trying to pay for something but then it was solved after a few hours. I have found things very easy to use. Reviewed on: 12th June 2024

There are some people who use fake accounts and requ...

There are some people who use fake accounts and request money from paypal . They should be detected and removed Reviewed on: 12th June 2024

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