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PayPal: PayPal Credit reviews

4.73
Based on 140,536 reviews, last reviewed 16th Jun 2026
4125500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Keep doing what you're doing PayPal. I've never had a single issue with PayPal and using it couldn't be easier. They keep adding incredibly useful features and they've only gotten better ... Read more Reviewed on: 16th June 2026
Grant D's avatar
Grant D

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140536)

PayPal for peace of mind

5
Used PayPal for years, enjoy using it for peace of mind for purchases and for the flexibility in interest free payments for 4 months. Reviewed on: 8th June 2024

PayPal has an amazing user interface both on their w...

5
PayPal has an amazing user interface both on their website and mobile app. They have lots of great features, products and services available. I would definitely recommend having a look. Reviewed on: 8th June 2024

believe Paypal to be a safe.

5
I always use PayPal as I believe it to be a safe way to purchase goods Reviewed on: 8th June 2024

Easy too use but not sure how the pay in 4 works whe...

5
Easy too use but not sure how the pay in 4 works when automatically added to credit. Reviewed on: 8th June 2024

Better than banks for protection.

5
Better than banks for protection. Easy to borrow with flexible pay back options. Excellent customer service. Reviewed on: 8th June 2024

Paypal trust

5
Always reassured by this service. Money is recovered quickly if needed. Reviewed on: 8th June 2024

Worthy of trust

5
Easy to reach and available with most of the purchases Reviewed on: 8th June 2024

Always a seamless and smooth experience.

5
Always a seamless and smooth experience. Reviewed on: 8th June 2024

HAPPY CUSTOMER

5
No problems from 1st.day I started with paypal. Everything works so smoothly. Have only had to contact customer service once and everything was dealt with to mysatisfaction. Reviewed on: 8th June 2024

always give a good service never had any problems

5
always give a good service never had any problems Reviewed on: 8th June 2024

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