Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,512 reviews, last reviewed 16th Jun 2026
4124500% increase in 5 star reviews
in the past 90 days
11700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy payments easy to set up all round good service... Easy payments easy to set up all round good service Reviewed on: 16th June 2026
Colin B's avatar
Colin B

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026
Linda's avatar
Linda
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (140512)

easy to use

5
Very easy to use , I know my payment is safe and that I can get help with to get my money back when I have any issues , customer services team are helpful and easy to get it contact with. Only down side is interest has got quite high but this is the same with most unfortunately Reviewed on: 8th June 2024
Lcw's avatar
Lcw

I have all the reasons to recommend it as I gives yo...

5
I have all the reasons to recommend it as I gives you option to pay back and buy things in 3 rates no interest!! Reviewed on: 8th June 2024
Petronela Kostic's avatar
Petronela Kostic

Pay pal review

5
Easy transactions Easy communication Very convenient always available Reviewed on: 8th June 2024
William A's avatar
William A

Easy to use, safe and secure, user-friendly

4
Easy to use, safe and secure, user-friendly Reviewed on: 8th June 2024
Simon H's avatar
Simon H

PayPal credit is fab and so easy to use as it gives...

5
PayPal credit is fab and so easy to use as it gives you the flexibility to purchase items you want and spread the cost Reviewed on: 8th June 2024
Jacqui C's avatar
Jacqui C

Great way pay

5
It's very easy to use, I have no issue it great way spreading cost big items. Reviewed on: 8th June 2024
Rose p's avatar
Rose p

everything is OK, you are correct and I am very sati...

5
everything is OK, you are correct and I am very satisfied! Reviewed on: 8th June 2024
Milen Mihaylov's avatar
Milen Mihaylov

Very quick process and great help

5
Very quick process and great help Reviewed on: 8th June 2024
Katarzyna R's avatar
Katarzyna R

Flexible short term support

5
I’ve used them for years , it’s convenient, and more over I can just keep going back for more with the facility I have Reviewed on: 8th June 2024
Michelle Hughes's avatar
Michelle Hughes

PayPal credit

5
I have used PayPal credit for lots of different purchases, it’s quick and easy to use, and always allows you to make sure you are using the correct payment method, lots of warning about your next payment date so that you don’t miss it and get a charge. Reviewed on: 8th June 2024
Andy p's avatar
Andy p

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill