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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140457 reviews)

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4.73

Based on 140,457 reviews, last reviewed 16th Jun 2026

4122000% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140457)

Credit readily available with generous increases ava...

Credit readily available with generous increases available. I find the website is easy to navigate with clear understandable wording. Credit statements are easy to find, making payments, viewing or updating information is straightforward. Reviewed on: 8th June 2024

Easy to use, great pay later options

I like how easy it is to use and the options to spread the cost of purchases without interest rate (across 3 or 4 months and sometimes 10months). The app is also easy to use. The only drawback, I would have liked a clearer breakdown of the statement, of the different amounts I can pay and what interest would incur (e.g, apart from minimum payment and full payment of all transactions including those spreading over several months, what amount would I need to pay so I don’t get an interest). Reviewed on: 8th June 2024

Easy access and provides flexibility

Easy access and provides flexibility Reviewed on: 8th June 2024

When 7 had a problem with something I ordered on lin...

When 7 had a problem with something I ordered on line which wasn't the same as the item on line PayPal sorted it out straight away with no fuss Reviewed on: 8th June 2024

Ease of use

ease of use, app easy to understand. Transactions are easy to make Reviewed on: 8th June 2024

Simple to use

Simple and secure to use, great for when a little more time is needed. Reviewed on: 8th June 2024

Great makes life easy and quick with good payment op...

Great makes life easy and quick with good payment options Reviewed on: 8th June 2024

Excellent 4 months interest free option.

The 4 months interest free option comes in very handy when I have to spread my costs but not for too long Reviewed on: 8th June 2024

Just feel like if you purchase something and return...

Just feel like if you purchase something and return fast refund. it's fast Reviewed on: 8th June 2024

Great service use pay pal all the time excellent rat...

Great service use pay pal all the time excellent rates, would recommend pay pal to everyone 5+ ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 8th June 2024

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