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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

First time using PayPal credit ...

5
First time using PayPal credit and I had some questions but my queries were answered promptly and effectively. I have utilised it on a few occasions now and the process is easy. I can monitor my balance and track the available balance and when things are due to fall outside the offer period. My only regret is I wish I started using it sooner. Reviewed on: 8th June 2024
Gok's avatar
Gok

Very happy

5
Smooth and easy to use. I use PayPal as a option when y is available Reviewed on: 8th June 2024
Ana's avatar
Ana

Best flexible way to pay

5
Excellent way to manage payments with the option to pay interest free by having the payments spread over three or four months Reviewed on: 8th June 2024
Linda's avatar
Linda

I buy so many things and I pay later and help me wit...

5
I buy so many things and I pay later and help me with my money! Reviewed on: 8th June 2024
Luminita A's avatar
Luminita A

Great experience

4
It had been generally good, with good repayment schedules I can use and rely on. Reviewed on: 8th June 2024
Sam S's avatar
Sam S

Highly recommend.

5
So easy to use. Quick and convenient! Reviewed on: 8th June 2024
Abi C's avatar
Abi C

Great Service from Paypal

5
I have been using paypal for many many years and never had any issue with paypal. Reviewed on: 8th June 2024
DoubleAA13's avatar
DoubleAA13

Excellent service

5
Excellent service especially with disputes when feeling all avenues with retailers exhausted Reviewed on: 8th June 2024
Amanda Y's avatar
Amanda Y

I have no complaints about PayPal credit

5
I have no complaints about PayPal credit Reviewed on: 8th June 2024
Connie Conlon's avatar
Connie Conlon

PayPal credit has been a lifesaver for me, there hav...

5
PayPal credit has been a lifesaver for me, there have been things that I have needed that I could never have afforded at the time. Mums 82nd birthday presents were just the start, after having a poor year (wages wise), you have been a godsend, thank you so much! Reviewed on: 8th June 2024
Scottie Penberthy's avatar
Scottie Penberthy

Review PayPal: PayPal Credit now

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