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PayPal: PayPal Credit reviews

4.73
Based on 140,346 reviews, last reviewed 16th Jun 2026
4117000% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026
Agassi F's avatar
Agassi F

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140346)

Great offers and deals, big ticket purchases almost...

5
Great offers and deals, big ticket purchases almost always qualify for 36 months 0% which is great. Reviewed on: 7th June 2024

Good service

5
I have had no problems all the years I have had my PayPal account Reviewed on: 7th June 2024

Thank you PayPal for years of great service

5
I have been with PayPal for years. They are fantastic the customer service team is excellent. You can get straight through to an actual understandable human!! They are happy to help and I have always found them really friendly! The pay in 3 option has been a lifesaver for me, having a few big appliances recently I wouldn’t have been able to get them if it wasn’t for this easy interest free payments. I could not fault them Reviewed on: 7th June 2024

Super servicethe best

5
Super service and very secure hassle free the best online money payment service Reviewed on: 7th June 2024

Amazing service it’s very helpful to make your payment

5
Amazing service it’s very helpful to make your payment Reviewed on: 7th June 2024

Nothing much to say about paypal

4
Nothing much to say about paypal Reviewed on: 7th June 2024

Great experience easy to use stress free service eas...

5
Great experience easy to use stress free service easy to make payments Reviewed on: 7th June 2024

Easy to use.

5
Easy to use. Great service when you want to spread the cost. Reviewed on: 7th June 2024

Good user interface.

5
Good user interface. I have been using PayPal for many years and will continue. Reviewed on: 7th June 2024

i am very happy with it

5
i am very happy with this , i did most of my transactions with paypal Reviewed on: 7th June 2024

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