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PayPal: PayPal Credit reviews

4.73
Based on 140,300 reviews, last reviewed 16th Jun 2026
4115050% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026
Zoltan Gergi's avatar
Zoltan Gergi

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (140300)

PayPal credit

5
Reliable company and clear fair credit. Reviewed on: 7th June 2024

PayPal has been great with PayPal credit I have used...

5
PayPal has been great with PayPal credit I have used it a lot and helps spread the cost of expensive items with good interest rates Reviewed on: 7th June 2024

interest free credit for 4 months

5
Taking advantage of interest free credit for 4 months when purchasing over £100 worth of product or services Reviewed on: 7th June 2024

Easy to use and excellent in service

5
Easy to use and excellent in service Reviewed on: 7th June 2024

Good experience , fast payment and eay to use

4
Good experience , fast payment and eay to use Reviewed on: 7th June 2024

PayPal is true to their word and compitent

5
PayPal is true to their word and compitent Reviewed on: 7th June 2024

Excellent service

5
Very easy to use, allows you to buy now and pay later. Offers credit increase. Very helpful customer service Reviewed on: 7th June 2024

Never had a bad experieeasy to use and accessnce.

5
Never had a bad experience. Always an offer on, most places accept PayPal. Super easy to use/access. Reviewed on: 7th June 2024

Easy checkouts.

5
Easy checkouts. For me it's better than common credit cards. Reviewed on: 7th June 2024

Convenient credit.

5
Very easy to use and to make payments. Reviewed on: 7th June 2024

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