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PayPal: PayPal Credit reviews

4.73
Based on 145,703 reviews, last reviewed 28th Jun 2026
4360650% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (145719)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Absolutely love PayPal

5
Absolutely love PayPal has really helped me, even when I didn’t have the cash on hand would definitely recommend to friend’s and family Reviewed on: 10th June 2026

My to go service when sending money

5
My to go service when sending money Reviewed on: 10th June 2026

Never had need to use customer services

5
Never had need to use customer services Reviewed on: 10th June 2026

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026

Brilliant experience and would recommend

5
Brilliant experience and would recommend Reviewed on: 10th June 2026

Great response from help desk when my debit card had...

5
Great response from help desk when my debit card had been hacked Reviewed on: 10th June 2026

Security and convenience

5
Very easy to use with the peace of mind that security is of the highest standard. Reviewed on: 10th June 2026

I find PayPal extremely usable and flexible when pay...

5
I find PayPal extremely usable and flexible when paying for large purchases. Reviewed on: 10th June 2026

Great service

5
Easy to use and very helpful and manageable Reviewed on: 10th June 2026

It’s great for spreading the cost pay in 3 or over a...

5
It’s great for spreading the cost pay in 3 or over a extended time that’s why a used it for years great for getting my golf gear Reviewed on: 10th June 2026

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