Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 144,558 reviews, last reviewed 22nd Jun 2026
4308600% increase in 5 star reviews
in the past 90 days
12400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service all round This is brilliant for buying bigger things that are needed Reviewed on: 22nd June 2026
Sally H's avatar
Sally H

Latest lowest rating:

1

Not great experience getting my money back when I wa... Not great experience getting my money back when I was within my right Reviewed on: 22nd June 2026
Elizabeth E's avatar
Elizabeth E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (144728)

Love PayPal

5
I love how easy it is to navigate, fast payments no issues love using it for purchases Reviewed on: 10th June 2026

Never had any problem using PayPal

5
Never had any problem using PayPal Reviewed on: 10th June 2026

Great Experience

5
Used PayPal several times, never had any problrms Reviewed on: 10th June 2026

Always reliable.

5
Been using it for year's never had any problems. Always been there when needed. Reviewed on: 10th June 2026

Fantastic

5
A credit lifeline and fantastic service Reviewed on: 10th June 2026

Magic journey.

4
Comfortable and stress free. Your world of so many choices. Reviewed on: 10th June 2026

Ease of spending.

5
I use the 3 interest free payments quite often because of the convenience of spreading the payments makes it easier to budget for higher priced items. Reviewed on: 10th June 2026

Easy to apply for and convenient to use.

5
Easy to apply for and convenient to use. Have recommended to other family members needing a credit card. Reviewed on: 10th June 2026

Top of the shop

5
Brilliant. Customer service is second to none Reviewed on: 10th June 2026

PayPal the best payment methods

5
I am very happy with PayPal and PayParce payments, I use them, great options 3 months without interest, 4 months without interest or even 12 months, I highly recommend them Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 75450 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3756 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products