Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (119481 reviews)

View other PayPal products

4.74

Based on 119,481 reviews, last reviewed 3rd Jun 2026

3166950% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always use paypal - Safe and quick Always use paypal - Safe and quick Reviewed on: 3rd June 2026

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (119481)

Overall good

useful service but would like the ability to pay off single iindivual payemtns Reviewed on: 13th June 2022

Very good

PayPal is a very good and trusted service to use Reviewed on: 13th June 2022

Great experience

My experience has been good. PayPal Credit has helped me with some of my online purchase which has been easy and seamless to use. Reviewed on: 13th June 2022

Kris

Credit from PayPal is very easy and comforable Reviewed on: 13th June 2022

Best credit app

Fast , clear and secure payments. Good work! Reviewed on: 13th June 2022

Fast easy pleasantly perfect

Every experience is dealt with fast, fair and within a good time scale. Payments are already and problems easy to rectify. Reviewed on: 13th June 2022

Amazing

easy-peasy, no hassle, instant, Reviewed on: 13th June 2022

Best credit service ever

Very affordable, flexible, and manageable credit service Reviewed on: 13th June 2022

The Best

One of the best and easiest systems to use,easy to keep a check on your outlay and the interest free period is unbeatable.Overall a great service Reviewed on: 13th June 2022

It's an easy service to use. Customer care is also commendable

It's an easy service to use. Customer care is also commendable Reviewed on: 13th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.51 from 27 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 56562 reviews
Payments
from PayPal 4.73 from 3727 reviews
Credit card
from PayPal 4.70 from 85 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub