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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (144793 reviews)

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4.73

Based on 144,793 reviews, last reviewed 24th Jun 2026

4319150% increase in 5 star reviews

in the past 90 days

12450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great way to pay for goods and services. Been using PayPal for a long time. Never had any issue. Reviewed on: 24th June 2026

Latest lowest rating:

1

Scam alert Alerted that I couldn’t have credit due to credit check and referred to team union. ( I gave excellent credit rating on experien.). Trans union asjed ... Read more Reviewed on: 22nd June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (144793)

Great credit consumer service

A very easy and effective credit consumer service providing reliable and flexible payment options with open and transparent information without the risk of any issues not being remedied promptly. Reviewed on: 10th June 2026

Easy to use , simple and quick.

Easy to use , simple and quick. So glad I found it , and happy to recommend it Reviewed on: 10th June 2026

No problem at all, easy to use app.

No problem at all, easy to use app. Reviewed on: 10th June 2026

Thanks for option of buying now pay later on your se...

Thanks for option of buying now pay later on your secure site Reviewed on: 10th June 2026

PayPal plus Gamechanger

Really good range of products and easy to manage through the app. Introduction of debit and credit cards is a game changer. Reviewed on: 10th June 2026

Easy to set up

PayPal Credit is very easy to set up and you are always in control of payments. Using PayPal always makes me feel safe and protected. Statements are easy to view and understand. Reviewed on: 10th June 2026

Easy and Hassel Free

Always use PayPal credit for ease of mind Reviewed on: 10th June 2026

Can always rely on PayPal for my purchases

Can always rely on PayPal for my purchases Reviewed on: 10th June 2026

Never had a problem

Use PayPal credit regularly and never have any issues. Smooth process Reviewed on: 10th June 2026

Good over all

The last time I used customer support it was slow, but that was a long time ago. But otherwise I do like PayPal, and over all I feel saver when given the chance to use it Reviewed on: 10th June 2026

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