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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147279)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

THE BEST

5
Very helpful and very easy to get around on the app and on the website. Reviewed on: 11th June 2026

easy and affordable

5
Found PayPal credit to be easy and affordable Reviewed on: 11th June 2026

I love having the choices available through Paypal,...

5
I love having the choices available through Paypal, whether it be 3 months of equal payments or 4 months interest free, I always have a suitable choice for my purchase Reviewed on: 11th June 2026

It has all been very smooth.

5
It has all been very smooth. Great service Reviewed on: 11th June 2026

I use pay pal because I really trust them

5
I use pay pal because I really trust them Reviewed on: 11th June 2026

Awesome PayPal

5
Its so easy and convenient to use..Instant credit Reviewed on: 11th June 2026

very good

5
paypal credit has helped up my credit score massively Reviewed on: 11th June 2026

Good experience with paypal

3
Good experience with paypalgood customer service Reviewed on: 11th June 2026

Love using Paypal in store!

5
The app is easy to use, I love that I can now use Paypal in stores with a card. The customer service sometimes takes a while to speak to the right person but overall I’d recommend! Reviewed on: 11th June 2026

Very good.experience.

5
Very good. Staff were friendly and no delays in attending to customers Reviewed on: 11th June 2026

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