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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147417 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147417)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great and easy to use

Easy to use, convenient and good customer service Reviewed on: 11th June 2026

Excellent now with a physical card making it more fl...

Excellent now with a physical card making it more flexible to use Reviewed on: 11th June 2026

Great help

PayPal credit has been great in times I've needed big appliances with not enough to cover the costs. Helps great with spreading the payment Reviewed on: 11th June 2026

Best credit card i ever had

PayPal offers the best credit. PayPal Credit acts like a seamless digital credit card built directly into your wallet with no annual fee. Its standout feature gives you 4 months of 0% interest on purchases over $99/£99, making big buys easy to split up. Because it is accepted anywhere PayPal is used, it offers incredible flexibility across millions of online stores. If you pay your balance within the promotional window, it is a brilliant, completely free way to manage your cash flow. Reviewed on: 11th June 2026

Fast check out and secure fast

Fast check out and secure way to pay always use PayPal with every purchase o make online Reviewed on: 11th June 2026

Never given me any reason to doubt them

Never given me any reason to doubt them Reviewed on: 11th June 2026

Trustworthy and reliable, I can always count on payp...

Trustworthy and reliable, I can always count on paypal for safe transactions and assistance when I have any issues with a purchase. Reviewed on: 11th June 2026

Use for online shopping for extra security.

Use for online shopping for extra security. Reviewed on: 11th June 2026

Really easy to use.

Really easy to use. Like having it as back up Reviewed on: 11th June 2026

Very easy and straight forward.

Very easy and straight forward. Payments reflect almost immediately also Reviewed on: 11th June 2026

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