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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147502 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147502)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I love using PayPal, it’s convenient and safe

I love using PayPal, it’s convenient and safe Reviewed on: 11th June 2026

I love using PayPal for online purchases.

I love using PayPal for online purchases. It is safe & secure so takes away any worries about buying online Reviewed on: 11th June 2026

Easy to use app straight forward transactions

Easy to use app straight forward transactions Reviewed on: 11th June 2026

Great value product and easy to use

Great value product and easy to use Reviewed on: 11th June 2026

Excellent to use - I just wish I could pay money off...

Excellent to use - I just wish I could pay money off individual items I have purchased instead of just paying amounts off the total figure Reviewed on: 11th June 2026

Quick and easy payment method, great 4 months intere...

Quick and easy payment method, great 4 months interest free option Reviewed on: 11th June 2026

I love paypal for peace of mind and security when pa...

I love paypal for peace of mind and security when paying online. Reviewed on: 11th June 2026

Excellent, fast, and refreshing experience

After banking with Lloyds for over 60 years, I recently decided to try PayPal—and I’m very glad I did. I received a credit to my PayPal account and decided to apply for a PayPal card so I could use the funds. The entire process was incredibly quick, simple, and well organised. From application to receiving my card took just a couple of days, which really impressed me. I had never seriously considered using PayPal or similar services before, but this experience has been a real breath of fresh air. It’s made me rethink how I manage my money and even consider moving away from traditional high street banks. Overall, everything was smooth, efficient, and easy from start to finish. I would highly recommend PayPal to anyone looking for a modern and hassle-free alternative. Reviewed on: 11th June 2026

Paypal are good

Had a good experience using PayPal over a number of years. Customer service had been quick and helpful when required Reviewed on: 11th June 2026

It’s been super easy getting my credit card and acti...

It’s been super easy getting my credit card and activating it. Any problems that I have I go straight on the app to talk to a PayPal employee and they always help so quick. Reviewed on: 11th June 2026

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