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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145379)

It’s easy to use

5
It’s easy to use and flexible and easy payments Reviewed on: 10th June 2026

Flawless service.

5
Flawless service. Easy to use and secure. Reviewed on: 10th June 2026

Always top-notch customer service

5
Always top-notch customer service Reviewed on: 10th June 2026

Easy to use no nonsense payment schedule

5
Easy to use no nonsense payment schedule allowing to spread the costs over a 3 month period. Reviewed on: 10th June 2026

Always secure snd 100% trusted while making payments.

5
Always secure snd 100% trusted while making payments. Reviewed on: 10th June 2026

Pay pal can be a safety net for some things you buy...

3
Pay pal can be a safety net for some things you buy but sometimes they dont look at the full picture of the situation. Reviewed on: 10th June 2026

Simplified online transactions make PayPal the premi...

5
Simplified online transactions make PayPal the premium of internet based payment options Reviewed on: 10th June 2026

Easy to apply.

5
Easy to apply. App is easy to use. Safe. Reviewed on: 10th June 2026

Reliable service and supportive customer service

5
Reliable service and supportive customer service Reviewed on: 10th June 2026

i’ve had a good and easy experience with PayPal credit.

5
i’ve had a good and easy experience with PayPal credit. There have been no problems and it has been very smooth sailing. Reviewed on: 10th June 2026

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