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PayPal: PayPal Credit reviews

4.73
Based on 145,375 reviews, last reviewed 25th Jun 2026
4345900% increase in 5 star reviews
in the past 90 days
12500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every transaction was easy and secure Every transaction was easy and secure Reviewed on: 25th June 2026
M Syed 's avatar
M Syed

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026
W 's avatar
W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (145377)

I like it, I have used it in the past year.

5
I like it, I have used it in the past year. Reviewed on: 10th June 2026

Very helpful having credit payments on one app easil...

4
Very helpful having credit payments on one app easily managed Reviewed on: 10th June 2026

PayPal everyday

5
I've been using PayPal for for years now, very satisfied, easy and convenient, whenever 8 can I'm using it Reviewed on: 10th June 2026

Amazing experience, very helpful and quick

5
Amazing experience, very helpful and quick Reviewed on: 10th June 2026

I’ve been using PayPal since 2011 and have never had...

5
I’ve been using PayPal since 2011 and have never had experienced any problems Reviewed on: 10th June 2026

Bombarded with emails.

3
Bombarded with emails. Interest rate is high and the constant reminders to pay are annoying. My balance never goes down. Reviewed on: 10th June 2026

Best way to pay monthly .

5
Best way to pay monthly .and pay later Reviewed on: 10th June 2026

Great experience one of the bets

5
Great experience one of the bets Reviewed on: 10th June 2026

It’s easy to use

5
It’s easy to use and flexible and easy payments Reviewed on: 10th June 2026

Flawless service.

5
Flawless service. Easy to use and secure. Reviewed on: 10th June 2026

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