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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147734 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147734)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I didn't have any problem with PayPal.

I didn't have any problem with PayPal. That is the greatest satisfaction Reviewed on: 11th June 2026

Makes Online Shopping Easier

I love using PayPal because it makes online shopping quick and secure. PayPal Credit also lets me spread the cost of purchases instead of paying the full amount upfront, which helps me manage my budget more easily. I can make monthly payments and choose a repayment plan that suits me. Reviewed on: 11th June 2026

PayPal simplicity

Always found PayPal to be a safe and convenient way to pay Reviewed on: 11th June 2026

easy to use, good interest free period.

easy to use, good interest free period. Reviewed on: 11th June 2026

Safe and secure

I find using PayPal to be safe and secure without giving out my bank details Reviewed on: 11th June 2026

Easy, safe, great rates

It was very easy to set up and use. Very competitive rates compared to other credit providers. Never had any problems. Information was always clear and concise. Couldn't comment on customer service as never needed it! Reviewed on: 11th June 2026

Love paypal

PayPal gives me a secure way to pay immediately or using credit without a credit card. Everything explained really well. Reviewed on: 11th June 2026

It’s very useful transfer money between different co...

It’s very useful transfer money between different country without any fees Reviewed on: 11th June 2026

I've never had a bad experience with PayPal.

I've never had a bad experience with PayPal. And the customer service has always been great whenever I've had any questions. Great rates. The app is extremely easy to use, and you can apply for other great services easily on there too. Reviewed on: 11th June 2026

Its been very easy, clear and helpful

Its been very easy, clear and helpful Reviewed on: 11th June 2026

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