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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147791)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Great options for stretching Payments

5
Easy to use and been invaluable during key times where needed for emergencies. App is great, good uodates from PayPal too. Reviewed on: 11th June 2026

Excellent Service

5
Excellent service, easy to use, full transparency of transactions, any issues are dealt with quickly and efficiently. Reviewed on: 11th June 2026

You can always rely on pay pal to deliver

5
I like using pay pal because it always gives you a great service weather it’s keeping you informed on your account weather it’s making a payment or getting a refund the customer comes first Reviewed on: 11th June 2026

Great service, easy to use and very quick and helpfu...

5
Great service, easy to use and very quick and helpful for payments. Reviewed on: 11th June 2026

Great customer service.

5
Great customer service. Easy to use Reviewed on: 11th June 2026

Paypal is the easies app to spend money with.

5
Paypal is the easies app to spend money with. I've never encountered any problem since I use Paypal and that's years. Reviewed on: 11th June 2026

Excellent service

5
All the times I have used Paypal they have provided excellent, quick service.Thi has included problems with overseas transactions. Reviewed on: 11th June 2026

Easy good service to use

5
Easy system to use works well does everything you need Reviewed on: 11th June 2026

Every purchased was made with ease.

5
Every purchased was made with ease. Reviewed on: 11th June 2026

Payment reminders for 4 months interest free would b...

5
Payment reminders for 4 months interest free would be helpful Reviewed on: 11th June 2026

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