Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146349 reviews)

View other PayPal products

4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146349)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy, efficient money saving

Easy, efficient money‑saving options. The Pay in 3 and Pay in 4 plans are brilliant and give a real breather by spreading payments into manageable instalments. Excellent customer service throughout Reviewed on: 11th June 2026

PayPal is my pal!

PayPal is my pal! It’s my trusted payment mechanism and has never ever failed. Reviewed on: 11th June 2026

Very easy to use I have not had any issues with maki...

Very easy to use I have not had any issues with making purchases with PayPal. Always quick and hassle free Reviewed on: 11th June 2026

Flexible

I think the 4 months interest free for purchases over £99 is brilliant Reviewed on: 11th June 2026

Extremly professional.

Extremly professional..offers xcellent credit options Reviewed on: 11th June 2026

Simply a Excellent great service

Simply a great service all the uses I have used have been simple Reviewed on: 11th June 2026

I’ve had a very positive experience with PayPal.

I’ve had a very positive experience with PayPal. The service is easy to use, payments are processed quickly, and the platform makes online transactions feel simple and secure. I also appreciate how convenient it is for sending and receiving money, especially when shopping online or managing personal payments. Overall, PayPal is a reliable service that offers peace of mind and saves time. Reviewed on: 11th June 2026

Always helps to use PayPal Credit and it is very eas...

Always helps to use PayPal Credit and it is very easy to use. Reviewed on: 11th June 2026

Excellent service

Excellent service, the products they provide is really good and we have used these extensively. Reviewed on: 11th June 2026

Always happy to use PayPal softens the blow on high...

Always happy to use PayPal softens the blow on high when I use the 4 months interest free Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77855 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub