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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145619 reviews)

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4.73

Based on 145,552 reviews, last reviewed 27th Jun 2026

4353550% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure Bank and Protected Accounts Защитени сметки сигурност и плащане . Банка която предоставя уникално добри условия за безлихвино плащане в срок от 3 месеца . Спокойствие и сигурно... Read more Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145619)

A life line for emergencies great

A life line for emergencies great Reviewed on: 10th June 2026

Paypal is one of the best mode of making your life e...

Paypal is one of the best mode of making your life easier with the low interest rate Reviewed on: 10th June 2026

I needed to send an urgent payment to a family membe...

I needed to send an urgent payment to a family member overseas. The process was straightforward—the interface clearly showed the fees and exchange rate upfront, and the money arrived within minutes. I felt confident using the service because of the transparent tracking and security confirmations. The transaction completed without any issues. Reviewed on: 10th June 2026

Secure payment method

Easy to use secure method of organising payments Reviewed on: 10th June 2026

Useful & Flexible

Very useful and flexible, however I do not understand tyhst the option to pay in 3 isn't available anymore despite being present at checkout? Reviewed on: 10th June 2026

I find paypal, to be useful , helpful and a very goo...

I find paypal, to be useful , helpful and a very good service for paying friends and relatives and paying for expensive items in small more affordable amounts over time . Reviewed on: 10th June 2026

Fast, easy to use.

Fast, easy to use. I have used it multiple times when purchasing goods and services online and it works very smoothly and reliably. Reviewed on: 10th June 2026

PayPal services is always Brilliant fast and trust.

PayPal services is always Brilliant fast and trust. Reviewed on: 10th June 2026

Delightful to use

Easy to use. I enjoy watching my points mount up. I use Paypal whenever I can which means no hefty credit card bill at the end of the month. Reviewed on: 10th June 2026

Stress free experience

Last summer I decided to try PayPal Credit since so far my general experience with PayPal has been great. So when the time came to replace my tv my choice was to finance it with PayPal Credit. The process was easy and straightforward. I was approved instantly with no headaches during the process. Will highly recommend to anyone, to give PayPal credit a try! Reviewed on: 10th June 2026

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