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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

Easy to use.

Easy to use. Handy when you need to make a quick purchase. Reviewed on: 10th June 2026

Paypal review

Easy to use refunds on products k if there is an issue Reviewed on: 10th June 2026

Its very useful and great experience and really help...

Its very useful and great experience and really helpful Reviewed on: 10th June 2026

Been with Paypal for years.

Been with Paypal for years. They have always done an excellent job. Helped me with bad sellers and payments and dealt with me fairly. Cannot fault them. Reviewed on: 10th June 2026

Always helpful and refunds are processed very quickly

Always helpful and refunds are processed very quickly Reviewed on: 10th June 2026

Excellent, user friendly option.

Very user friendly. Simple to manage from the comfort of my home. Easy to apply for, super quick response. Convenient to use especially when purchasing online. I can keep track of all the transactions, credit limit, balances etc within my PayPal account. I get free credit for the first 4 months on larger purchases. Best of all I get email reminders in advance of payments being due which means I can easily stay on track. Reviewed on: 10th June 2026

Always had great experience using PayPal

Always had great experience using PayPal Reviewed on: 10th June 2026

Fantastic, customer service are brilliant, it’s supe...

Fantastic, customer service are brilliant, it’s super easy to use. Reviewed on: 10th June 2026

When contacing customer services by phone they are e...

When contacing customer services by phone they are extremley prompt and very understanding of your enquiry, however the interest rates could be lower in comparision with competitors, but overall a good relaible operation. Reviewed on: 10th June 2026

PayPal has made it so I don't have to have my card d...

PayPal has made it so I don't have to have my card details everywhere - I always feel protected when I pay with PayPal too. Reviewed on: 10th June 2026

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