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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145637 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145637)

I've been with Paypal for years

I have been a PayPal customer for many year. Payments are easy to make and receive. Recently I paid for a couple of holidays thanks to PayPal credit which I'm repaying with no interests. It's a reliable service, with no hidden sursprises Reviewed on: 10th June 2026

Easy to use and I feel safe when using it and use it...

Easy to use and I feel safe when using it and use it whenever purchasing items Reviewed on: 10th June 2026

I’ve been with PayPal for over 15 years now and ever...

I’ve been with PayPal for over 15 years now and every transaction has been faultless. Whether for a refund or credit 200 percent satisfaction. Reviewed on: 10th June 2026

U cant pay towards the plan you want

U cant pay towards the plan you want for example if I had a payment plan and normal credit I cant chose which one to pay first Reviewed on: 10th June 2026

Excellent

My experience with PayPal it's excellent. Reviewed on: 10th June 2026

Good and excellent

Good and perfect………………………………………… Reviewed on: 10th June 2026

Smooth and easy to use, never have an issues with th...

Smooth and easy to use, never have an issues with the app. Very self explanatory and intuitive to navigate the app. Very easy way to make payments and set up fast transactions. Reviewed on: 10th June 2026

Fast and simple to set up and payback!

Fast and simple to set up and payback! 10/10 service! Reviewed on: 10th June 2026

PayPal : effortlessly essential

I love PayPal, it's so easy to use, whether your paying in full or spreading the cost, it makes payments smooth and effortless. Reviewed on: 10th June 2026

PayPal- trusted and safe

PayPal offers the chance to buy when prices and opportunities are good, when circumstances might otherwise prevent. PayPal is a trusted and safe way to shop. Reviewed on: 10th June 2026

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