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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145635 reviews)

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4.73

Based on 145,629 reviews, last reviewed 27th Jun 2026

4357200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Handy and easy So easy and flexible to use -makes budgeting a breeze Reviewed on: 27th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145635)

It's easy to access

It's easy to access and very convenient Reviewed on: 10th June 2026

can't complain.

can't complain. They make it easy to make purchases online, and the repayment plans and interest free options are fantastic Reviewed on: 10th June 2026

Prettty good experience so far.

Prettty good experience so far. Transactions been straightforward and customer service been good whenever needed. Reviewed on: 10th June 2026

Always feel safe when using paypal

Never let me down great confidence in paypal Reviewed on: 10th June 2026

Great service and more.

Great service and more. Customer service is excellent Reviewed on: 10th June 2026

PayPal gives me flexibility on money matters.

PayPal gives me flexibility on money matters. Reviewed on: 10th June 2026

Essential for day to day shopping

Essential for day to day shopping Reviewed on: 10th June 2026

I recommend for everyone nice service

I recommend for everyone nice service Reviewed on: 10th June 2026

I've been with Paypal for years

I have been a PayPal customer for many year. Payments are easy to make and receive. Recently I paid for a couple of holidays thanks to PayPal credit which I'm repaying with no interests. It's a reliable service, with no hidden sursprises Reviewed on: 10th June 2026

Easy to use and I feel safe when using it and use it...

Easy to use and I feel safe when using it and use it whenever purchasing items Reviewed on: 10th June 2026

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