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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148016 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148016)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I like how easy it is to navigate through when buyin...

I like how easy it is to navigate through when buying items, the level of security is good, I have never had a problem with PayPal, as their customer servive side is good too. Reviewed on: 11th June 2026

Its reliable and covenient.

Its reliable and covenient. Also very easy to use and to understand. Reviewed on: 11th June 2026

So easy to use and navigate the app

So easy to use and navigate the app Reviewed on: 11th June 2026

Always reliable never had any issues that I've had t...

Always reliable never had any issues that I've had to chase. Overall good service Reviewed on: 11th June 2026

Best merchant platform

Easiest way to pay for anything efficiently Reviewed on: 11th June 2026

Easy to manage

Great options to pay in 3 with no interest and on PayPal credit. Easy to manage. Reviewed on: 11th June 2026

I alweys had an good expirience and I hope everythin...

I alweys had an good expirience and I hope everything will carry on the same Tkanki you Reviewed on: 11th June 2026

Always used and trusted PayPal.

Always used and trusted PayPal. It’s safe and convenient. Offers great payment options to help spread costs. Quick checkout and easy to use app Reviewed on: 11th June 2026

Always there when i need it.

Always there when i need it. Very happy. Reviewed on: 11th June 2026

I've been using PayPal for over 10 years and it has...

I've been using PayPal for over 10 years and it has never let me down. Its my go to payment method for everything. The PayPal credit has really helped me buy emergency products that I would never usually be able to buy at a moments notice. The pay in 3 is a life saver too. Over all its absolutely perfect. Reviewed on: 11th June 2026

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