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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148044 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148044)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Can't get it wrong with PayPal.

Can't get it wrong with PayPal. Always informative and easy to apply Reviewed on: 11th June 2026

Great service and customer care.

Great service and customer care. All products bought are protected and if there are any issues Paypal always makes it right. good communication and reminders. Also the paypal credit is great and easy to use without hussle. Reviewed on: 11th June 2026

Easy to use and reliable.

Easy to use and reliable. Use PayPal credit for pretty much everything. Reviewed on: 11th June 2026

Best credit card bar none

I like the option of 4 months interest free it gives plenty of time to save and pay without incurring interest charges Reviewed on: 11th June 2026

Great, easy to use and always there.

Great, easy to use and always there. Reviewed on: 11th June 2026

Had some issues in the past which were promptly reso...

Had some issues in the past which were promptly resolved by agents, credit is useful to close gap if needed Reviewed on: 11th June 2026

Straightforward and fair

Very easy to deal with and the app is brilliant for tracking my account’s Reviewed on: 11th June 2026

Very helpful brilliant really happy

Very helpful brilliant really happy Reviewed on: 11th June 2026

I have used PayPal credit for number of years for va...

I have used PayPal credit for number of years for various purchases and found it to be excellent. The communication is really clear and you always know where you are with payments. Such an easy option. Reviewed on: 11th June 2026

I use PayPal a lot and it is very good...

I use PayPal a lot and it is very good and excellent Reviewed on: 11th June 2026

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