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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148083 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148083)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Good service .

So far everything work good ,no problem,the most important that customer service is accessible Reviewed on: 11th June 2026

Excellent efficient service and agent on phone very...

Excellent efficient service and agent on phone very knowledgeable Sorted my problem out in less than 2 minutes thankyou Reviewed on: 11th June 2026

Having pay in 3 is very handy.

Having pay in 3 is very handy. If I have had a dispute I have just contacted your company and it was dealt with very efficiently. Reviewed on: 11th June 2026

Helpful App.

The App is easy to use. I'm happy that is providing me secure purchases. Reviewed on: 11th June 2026

Great customer service always hapy to help

Great customer service always hapy to help Reviewed on: 11th June 2026

Easy, super fast, very clear.

Easy, super fast, very clear. Variety of services and selected the one that suited me the most. Reviewed on: 11th June 2026

Its easy and simple to use.

Its easy and simple to use. Its also very convenient to split the payments up Reviewed on: 11th June 2026

Good customer service, easy to use app

Good customer service, easy to use app Reviewed on: 11th June 2026

Amazing!

Amazing! Very happy with service Reviewed on: 11th June 2026

I used PayPal Credit to fund some professional voice...

I used PayPal Credit to fund some professional voice acting classes, and it was a massive help. The ability to spread the cost of high-quality training into manageable monthly payments made a big career investment totally feasible. The account setup was straightforward, and tracking my balance through the app is incredibly easy. For anyone looking to invest in skills or equipment without a massive upfront hit, it’s a highly reliable and flexible option. Reviewed on: 11th June 2026

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