Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146585 reviews)

View other PayPal products

4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146585)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Good experience

Very easy to use, and very helpful, all details are clear Reviewed on: 11th June 2026

Safety Net

It helps provide a safety on goods & provides an insurance in purchasing goods for the home or work place with a guarantee when sometimes the big chunk in one go is just a bit too much Reviewed on: 11th June 2026

Good experience and Easy process

Good experience and Easy process Reviewed on: 11th June 2026

PayPal Creidt Brilliant.

Use PayPal credit regularly as on a tight budget. Can buy what I need interest free. No brainer. So so easy Reviewed on: 11th June 2026

Used for ages. Great Service

Used for year. Never had a problem. Customer support is good. Apps easy to use. Only thing that could be better is more details about the payments made on statements, sometimes titles don't match the website/item etc. this would make it easier to track purchases Reviewed on: 11th June 2026

I found the Pay Pal services the most eficient and i...

I found the Pay Pal services the most eficient and i recomended for everyone.Thank you very much Pay pal. Reviewed on: 11th June 2026

Variety of credit options

I love how so many online shops seamlessly connect with it. But it’s the variety of credit terms I find most helpful. Reviewed on: 11th June 2026

Feeling connected with PayPal

I received a credit increase recently which felt like a reward for my spending and was in sync with my needs. The UI of the app is smooth and intuitive. Reviewed on: 11th June 2026

Great service

Never had any problems with PayPal, always quick to respond and easy to pay with. Reviewed on: 11th June 2026

PayPal Credit - an easy and effective w...

PayPal Credit is a no nonsense, easy and effective way to pay. Reviewed on: 11th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78089 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub