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PayPal: PayPal Credit reviews

4.73
Based on 139,367 reviews, last reviewed 15th Jun 2026
4072600% increase in 5 star reviews
in the past 90 days
11600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great experience, customer service is excellent. Great experience, customer service is excellent. Reviewed on: 15th June 2026
Rob's avatar
Rob

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026
Pete's avatar
Pete

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (139367)

the best

5
Easy and simple.very helpful to pay all your bills Reviewed on: 4th June 2024

Great offers with little interest.

5
Great offers with little interest. Reviewed on: 4th June 2024

Highly Recommended

5
Excellent customer service very easy and convenient to use the PayPal services,PayPal is very beneficial. Reviewed on: 4th June 2024

PayPal is brilliant it has been very good good to me...

5
PayPal is brilliant it has been very good good to me over the years Reviewed on: 4th June 2024

Easy and efficient to use, offered as a payment meth...

5
Easy and efficient to use, offered as a payment method from most retailers. Reviewed on: 4th June 2024

Great service, I have been using PayPal credit for l...

5
Great service, I have been using PayPal credit for long and never paid an interest Reviewed on: 4th June 2024

Reliable.

5
Easy, seamless, safe and reliable. Reviewed on: 4th June 2024

Great product and value for money

5
Great product and value for money Reviewed on: 4th June 2024

My go-to credit!

5
It is easy to access my credit account. Love the ease of the app. Reviewed on: 4th June 2024

Great. Service

5
Great. Way to help you out when times are hard Reviewed on: 4th June 2024

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