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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (139445 reviews)

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4.73

Based on 139,445 reviews, last reviewed 15th Jun 2026

4076300% increase in 5 star reviews

in the past 90 days

11600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a great way to shop. PayPal is a great way to shop. It's safe and secure, and I don't have to pay the entire amount at once. I can split the payment into three installment... Read more Reviewed on: 15th June 2026

Latest lowest rating:

1

Fraud on my card, advisor useless. Fraud on my card, advisor useless. Had a load of just eat payments taken I did not make and they’ve said they believe I have. Don’t waste your time wi... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (139445)

Quick and straightforward process from start to finish.

Quick and straightforward process from start to finish. Clear instructions and monthly statements. Excellent updates via email Reviewed on: 4th June 2024

Easy to use.

Easy to use. Great service with secure transactions. Reviewed on: 4th June 2024

Easy to use, repayments are affordable and simple to...

Easy to use, repayments are affordable and simple to pay back via the app. Reviewed on: 4th June 2024

Safe, reliable credit

Always feel safer using paypal for online purchases, using paypal credit makes it easier if you want to purchase something in advance of your payday. I highly recommend them. Reviewed on: 4th June 2024

Spread the cost

Good opportunity to buy and pay later with 0/. Reviewed on: 4th June 2024

I am happy to use paypal it’s very secure platform...

I am happy to use paypal it’s very secure platform Reviewed on: 4th June 2024

PayPal credit is easy to use

PayPal credit is easy to use, gives you chance to purchase things with delay and different options of payment. Great tool for managing your finances. Reviewed on: 4th June 2024

I was short for money for my daughter Christmas pres...

I was short for money for my daughter Christmas present and was able to get it for her by you been so helpful given me some credit Reviewed on: 4th June 2024

PayPal rewards good credit management.

PayPal rewards good credit management. I have doubled my credit limit in the past year through responsibile use and have been able to use the increased amount to make plans for a special trip abroad. The interest free period actually encourages me to pay early rather than be tempted by longer term, high interest credit. Reviewed on: 4th June 2024

No fuss experience

No fuss experience, many payment options to suit your budget at the time of purchase and when I have had a query I get to speak to a real person not a robot! Reviewed on: 4th June 2024

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