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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148238 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148238)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Very beneficial for financial support

Very beneficial for financial support and mental peace Reviewed on: 11th June 2026

Excellent, seemless use of this progressive app

Excellent, seemless use of this progressive app Reviewed on: 11th June 2026

Everything explained well and made simple

Everything explained well and made simple Reviewed on: 11th June 2026

Excellent

I've had a positive experience with PayPal Credit. The application process was quick and straightforward, and it's been a convenient way to spread the cost of larger purchases. The online account management is easy to use, making it simple to check balances, payment dates, and transactions. The promotional interest-free periods can be very useful when managed responsibly. Overall, it's a flexible and convenient credit option for online shopping Reviewed on: 11th June 2026

Really easy and practical.

Really easy and practical. the pay in three is a great option and it s a lot easier to use than my own bank Reviewed on: 11th June 2026

Very good experience with PayPal credit , fast appro...

Very good experience with PayPal credit , fast approval and easy to track your payments Reviewed on: 11th June 2026

Amazing customer service and seamless service.

Amazing customer service and seamless service. I have always enjoyed using PayPal and have been a customer for years now. No complaints bere Reviewed on: 11th June 2026

Easy to use, available on all sites where paypal acc...

Easy to use, available on all sites where paypal accepted. Reviewed on: 11th June 2026

Never had an issue.

Never had an issue. App is easy to understand…so never have had to contact them via phone as all the answers are in the ap Reviewed on: 11th June 2026

Never had any issues with pay pal every.

Never had any issues with pay pal every. Reviewed on: 11th June 2026

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