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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146980 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146981)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I trust PayPal credit for short term finance and fin...

I trust PayPal credit for short term finance and find it an easy to use platform. Reviewed on: 11th June 2026

Easy to use

Easy to use and you know exactly what’s happening at all times. Keeps you well informed Reviewed on: 11th June 2026

Handy and easy with variety of options

Handy and easy with variety of options Reviewed on: 11th June 2026

Very good app, use it very often

Very good app, use it very often Reviewed on: 11th June 2026

A safe way to transfer money

It feels very safe - to transfer and use tk pay bills Reviewed on: 11th June 2026

Easy to use and tracking the interest free date for...

Easy to use and tracking the interest free date for me to pay on time Reviewed on: 11th June 2026

Excellent Used PayPal for years, excellent service.

Used PayPal for years, excellent service. Reviewed on: 11th June 2026

It’s not easy to speak to a human if you...

It’s not easy to speak to a human if you have an issue Reviewed on: 11th June 2026

Great customer service.

Great customer service. Sustainable product. Reviewed on: 11th June 2026

Great tool to avoid credit interest

I have had PayPal credit for years. 0% credit for 4 months on purchases over £100. I use it wisely and haven't ever paid interest on PayPal or my credit cards Reviewed on: 11th June 2026

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