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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 140,394 reviews, last reviewed 16th Jun 2026
4119150% increase in 5 star reviews
in the past 90 days
11650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use especially online payments Easy and safe to use especially online payments Reviewed on: 16th June 2026
Phill w's avatar
Phill w

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026
Nathan J's avatar
Nathan J
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (140394)

Effortless.

5
Effortless. Simple and straight forward, multiple ways to do paybacks to fit your situation, I’ve recommended it to everyone I know who has need of it. Reviewed on: 4th June 2024
Niall's avatar
Niall

PayPal credit is awesome!

5
I use PayPal credit as a choice of payment as it gives more flexible ways to pay. I’ve recently used the option that allows you to pay within 4 month as this option’s payment flexibility worked best for me. I’ve found that it’s really allowed me to purchase things that I want without the worry of having to pay it all in one go! It’s made my purchases more affordable as it’s given me more time to pay it off. Reviewed on: 4th June 2024
Ellie 's avatar
Ellie

Service Great

5
Service always prompt and even issues are resolved speedily Reviewed on: 4th June 2024
Uju 's avatar
Uju

Eady peasy

5
No problem, no fuss, no hasstle. If there is any, PayPal will sort it out. Reviewed on: 4th June 2024
Lynda McLeod 's avatar
Lynda McLeod

Great option hassle free way to purchase items

5
Great option hassle free way to purchase items Reviewed on: 4th June 2024
Adey B's avatar
Adey B

Outstanding

5
I have been using PayPal for a couple is years now and It's a life saver. I like he fact that I can make a £100 payment and get charge 0% interest for four long months better than a credit card. Reviewed on: 4th June 2024
Leelee Robinson's avatar
Leelee Robinson

Great Easy secure way to pay for items

5
Great Easy secure way to pay for items Reviewed on: 4th June 2024
Sam Naylor's avatar
Sam Naylor

Convenient and transpa...

5
I find using PayPal very convenient and very transparent Reviewed on: 4th June 2024
Jody L's avatar
Jody L

Good service and value for credit

5
Good service and value for credit Reviewed on: 4th June 2024
amar's avatar
amar

Super simply and good value application

5
Super simply and good value application Reviewed on: 4th June 2024
Robert K's avatar
Robert K

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