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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140346 reviews)

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4.73

Based on 140,346 reviews, last reviewed 16th Jun 2026

4117000% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very easy to use and helped a lot for important purc... Very easy to use and helped a lot for important purchases Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140346)

Good easy access with good 3 step payment

Good easy access with good 3 step payment Reviewed on: 4th June 2024

Loving the fact you get time to pay it off without a...

Loving the fact you get time to pay it off without adding interest ! Reviewed on: 4th June 2024

PayPal is easy to use.

PayPal is easy to use. I have no problems paying. It is simple to set up. Reviewed on: 4th June 2024

It has allowed me to manage my finances across time...

It has allowed me to manage my finances across time and make life my affordable and enjoyable with my family Reviewed on: 4th June 2024

Paypal credit is very helpful in manageing finances...

Paypal credit is very helpful in manageing finances especially for large items, as there are clear details of the credit term and repayment amount. I like to plan ahead when I am needing to purchase goods and this allows me to be organised. Reviewed on: 4th June 2024

Its truly an amazing experience when using PayPal du...

Its truly an amazing experience when using PayPal due to all the various options available to you and your account. Reviewed on: 4th June 2024

Convenient

I have used PayPal for years now as it made it so much easier to pay online. I also feel a lot safer paying via PayPal rather than using my bank details. Reviewed on: 4th June 2024

So far: the most reliable online financial service b...

So far: the most reliable online financial service by far: including my famous bank!! Reviewed on: 4th June 2024

Ease of use and widely available

Ease of use and widely available Reviewed on: 4th June 2024

Easy safe payment

Easy safe payment accepted a lot of places. It gives peace of mind Reviewed on: 4th June 2024

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