Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140300 reviews)

View other PayPal products

4.73

Based on 140,300 reviews, last reviewed 16th Jun 2026

4115050% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent service, makes life easy Excellent service, makes life easy Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140300)

I love friends and family

I love friends and family option such a great idea for them to be able to access money sent over straight away Reviewed on: 4th June 2024

Never had any issues

Never had any issues, always a quick and easy process. Reviewed on: 4th June 2024

Very helpful when phoning for either an issue or gen...

Very helpful when phoning for either an issue or gen info Reviewed on: 4th June 2024

Great and easy to use

Its been great, no problems whatsoever, easy to use and understand, really straight foward compared to other options. Reviewed on: 4th June 2024

They have been prompt and very customer friendly

They have been prompt and very customer friendly Reviewed on: 4th June 2024

Convenient way to pay.

Convenient way to pay. Good flexible interest free options Reviewed on: 4th June 2024

Feel safe using PayPal.

Whenever I have had a problem with a purchase PayPal have sorted it out quickly and efficiently. I feel safe with using PayPal and carnt recommend the service enough to friend's and family. Reviewed on: 4th June 2024

Solving Disputes

Usually very good when it comes to solving disputes with unfair sellers. Reviewed on: 4th June 2024

Credit with PayPal has been easy!

Credit with PayPal has been easy! Reviewed on: 4th June 2024

Excellent and very easier to use.

Excellent and very easier to use. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Payments
from PayPal 4.72 from 3750 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71440 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub