Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140279 reviews)

View other PayPal products

4.73

Based on 140,279 reviews, last reviewed 16th Jun 2026

4114200% increase in 5 star reviews

in the past 90 days

11650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I like using PayPal for most of my online shopping i... I like using PayPal for most of my online shopping it’s simple and easy to use and I feel safe paying with paypal Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Credit - AVOID PayPal Credit is an extremely unhealthy and non-consumer friendly credit service. Payments take forever to process and your balance doesn’t update eve... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (140279)

Very Good and helpful, they always resolve any issue...

Very Good and helpful, they always resolve any issue I have. Reviewed on: 4th June 2024

PayPay 30 days credit no interest

Pay pal credit is so quick and easy to use it is the only way I pay now and its does not have interest payments if you pay on time 30 days free credit what more does one need. Reviewed on: 4th June 2024

Great ease of use.

Great ease of use. Very convenient too. No hassle and works with most retailers. Reviewed on: 4th June 2024

It's so easy to understand and use

It's so easy to understand and use Reviewed on: 4th June 2024

PayPal credit has been good because I can spread the...

PayPal credit has been good because I can spread the cost for more expensive items that I may not be able to pay in full at the time or because I just don’t want to payout the full cost straight away. This way it makes it less stressful. Reviewed on: 4th June 2024

It's very good service, I used to buy a lot...

It's very good service, I used to buy a lot of things Reviewed on: 4th June 2024

PayPal credit is the best

The option to pay with no interest for months is great and so useful. Such a large credit allowance too is great for credit scores and payment flexibility. Reviewed on: 4th June 2024

Paypal is the simple way to pay

I use paypal most days and have never had any issues. It's simple to use and seamless Reviewed on: 4th June 2024

I like PayPal credit ,very easy and convenient .

I like PayPal credit ,very easy and convenient . Reviewed on: 4th June 2024

Brilliant and easy to use.

Brilliant and easy to use. Good and clear accounts, statements and information. If you have any queries these are sorted efficiently. I really like being able to talk to a person as well using using technology. Reviewed on: 4th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 71429 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub