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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140457 reviews)

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4.73

Based on 140,457 reviews, last reviewed 16th Jun 2026

4122000% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great help for extra spending. Great help for extra spending. not crazy interest. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140457)

PayPal and Curve best combo.

I use PayPal for online shopping and recently started using the Curve wallet. I can now use my PayPal account in the store. That amazing. Reviewed on: 4th June 2024

I m quite happy with the service paypal provided me...

I m quite happy with the service paypal provided me over the years, it's straight forward easy to use and feels reliable Reviewed on: 4th June 2024

Great way to pay for those larger purchases

Great way to pay for those larger purchases Reviewed on: 4th June 2024

Great product.

Great product. Fair and simple. Would definitely recommend! Reviewed on: 4th June 2024

I prefer every time use paypal credit because its ea...

I prefer every time use paypal credit because its easy to buy things Reviewed on: 4th June 2024

Building my credit score, while using 0% Apr over 4...

Building my credit score, while using 0% Apr over 4 months!! It's convenient and reliable. Iv never had a negative experience with PayPal credit. So easy and, you can use it pretty much anywhere online. I always get reminds of minimal payments so I never miss one. It's great. Reviewed on: 4th June 2024

I’ve been using PayPal credit for the last few years...

I’ve been using PayPal credit for the last few years and I’ve never had any issues with their service Reviewed on: 4th June 2024

Living a comfortable life with PayPal

I have been able to live more comfortably with PayPal, making payments is very easy with PayPal Credit. It is beneficial towards buying things I need with being able to pay it back at a later date. I have spoken to the customer service team for advice and support on multiple occasions and they have always been extremely helpful and have always resolve my questions! I highly recommend PayPal. Reviewed on: 4th June 2024

Never had a problem.

Never had a problem. App is user friendly Reviewed on: 4th June 2024

It would be great if the credit service can give 6mo...

It would be great if the credit service can give 6month zero interest on purchases above £99 Reviewed on: 4th June 2024

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