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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (140559 reviews)

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4.73

Based on 140,559 reviews, last reviewed 16th Jun 2026

4126600% increase in 5 star reviews

in the past 90 days

11700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Straight forward, safe, no nonsense banking. Straight forward, safe, no nonsense banking. Reviewed on: 16th June 2026

Latest lowest rating:

1

It didn’t work! Clicked on PayPal credit but got charged all in one sum. Reviewed on: 16th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (140559)

Very good financial provision.

Very good financial provision. I would like that the interest would be decreased as it seems to high if full amount has not been paid withing 4 months Reviewed on: 4th June 2024

It is an absolute dream using PayPal credit.

It is an absolute dream using PayPal credit. It is integrated into online shopping brilliantly and makes shopping totally seamless and stress-free. I would highly recommend PayPal credit to anyone - it will revolutionise your shopping experience. And what is more, the security and peace of mind it offers is reassuring in today's cyber world! Reviewed on: 4th June 2024

Ive used PayPal for years & i love it..

Ive used PayPal for years & i love it & i wouldn't have it any other way. You can get what you want when you need it, its easy, simple to use & extremely safe with multiple security levels. I buy most stuff via my PayPal. You can use it via eBay Amazon & thousands of other places. If a place dont use PayPal i'm inclined not to shop with that place as ive come to trust the security of PayPal.. Reviewed on: 4th June 2024

Safe and secure

A safe, secure and dependable way to purchase items Reviewed on: 4th June 2024

I've used PayPal for many years now

I've used PayPal for many years & feel confident using the service. I use PayPal credit & 3 pay regularly too. Highly recommend the service. Reviewed on: 4th June 2024

Handy interest free deals

I utilise interest free deals all the time and it’s very quick and convenient Reviewed on: 4th June 2024

Good but would like to good more time for 0%...

Good but would like to good more time for 0% interest Reviewed on: 4th June 2024

Simple to use and secure.

Simple to use and secure. Great for online purchases. Reviewed on: 4th June 2024

5 star rating

I wish more consumers accepted PayPal, it just makes it more easier and safer to make purchases. I have never had any issues 100 percent reliable. Reviewed on: 4th June 2024

Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES M...

Good NEVER LET ME DOWN, ALWAYS AVAILABLE AND SAVES ME A LOT OF TIME. GREAT FOR MY PATMENTS ONLINE AT ALL PLATFORMS Reviewed on: 4th June 2024

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