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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148277 reviews)

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4.73

Based on 148,267 reviews, last reviewed 3rd Jul 2026

4477150% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Always helpful when i call, top security and purchas... Always helpful when i call, top security and purchase easily and confidently Reviewed on: 3rd July 2026

Latest lowest rating:

2

The interest rate is too high. The interest rate is too high. It will take forever to pay off the credit even if the minimum payment is almost 5% of the outstanding balance. Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (148277)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

It’s flexible and really easy to use

It’s flexible and really easy to use Reviewed on: 11th June 2026

They was helpful abd understanding all the situations

They was helpful abd understanding all the situations Reviewed on: 11th June 2026

Flexible, dependable and secure

The flexibility of Paypal is what I enjoy most. I know I can trust them for any size of purchase and have security. Reviewed on: 11th June 2026

Transparent

I have found PayPal to be totally transparent in all dealings that I have had with them. Reviewed on: 11th June 2026

Seamless process in setup, my first day of using Pay...

Seamless process in setup, my first day of using PayPal, I qualified for a credit card Reviewed on: 11th June 2026

Paypal has been my goto ever since I have been accep...

Paypal has been my goto ever since I have been accepted, rest assured no fuss trust. Reviewed on: 11th June 2026

Great service and secure.

Great service and secure.when I pay for anything online its PayPal I use Reviewed on: 11th June 2026

Great way to pay

Great way to pay, been using PayPal credit for a while now and really enjoy the benefits Reviewed on: 11th June 2026

Very happy with experience with PayPal credit - easy...

Very happy with experience with PayPal credit - easy to set up and manage and convenient to use Reviewed on: 11th June 2026

PayPal Credit

The PayPal credit is very simple and works perfectly Reviewed on: 11th June 2026

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