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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147144 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147144)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I would highly recommend using PayPal to purchase it...

I would highly recommend using PayPal to purchase items and use their 4 month payback with no interest. I have encountered problems with purchases over many years and I can always guarantee that PayPal will retrieve my money and the Customer Service always willing to help me., calm me down when I panick over Scam purchases. Excellent Service for many years now. Thank you Reviewed on: 11th June 2026

Paypal made things affordable for us

Paypal made things affordable for us Reviewed on: 11th June 2026

Never had an issue and making and taking payments is...

Never had an issue and making and taking payments is far easier than any other service I’ve used. Reviewed on: 11th June 2026

Great flexibility and excellent app

It gives me great flexibility to order more items for choice and spread the cost over 3 months and the refunds are very prompt. The app is excellent and allows me to keep an eye on my spending and when payments are going out from my bank. Reviewed on: 11th June 2026

PayPal Credit is a reliable and customer friendly pa...

PayPal Credit is a reliable and customer friendly payment processing service. The service is recognised payment method and is available on most platforms and retailers. PayPal Credit has an easy to use interface and customer service is available during the week. Reviewed on: 11th June 2026

Always professional and very quick to help with any...

Always professional and very quick to help with any issues Reviewed on: 11th June 2026

Super efficient payments

Absolutely brilliant easy to use and very safe Reviewed on: 11th June 2026

Budget with PayPal

Paypal is a great way to sort money and buget. Used correctly there are options to sprend unexpected bills across a number of options. This can be done with no interest when used correctly. Reviewed on: 11th June 2026

PayPal credit 10/10

My experience with PayPal credit has been fantastic. There are so many different payment options and a chance to earn points as rewards for simply using! It’s a straightforward way to pay, get more time to pay, and to pay in instalments. 10/10 service. Thank you PayPal! I have been using PayPal since 2015. Reviewed on: 11th June 2026

I am happy with the service of PayPal credit

I am happy with the service of PayPal credit, it is easy to apply and takes minimal time to go through. It also helps with my credit rating. Reviewed on: 11th June 2026

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