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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145717 reviews)

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4.73

Based on 145,703 reviews, last reviewed 28th Jun 2026

4360650% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Plenty of notice given to payment reminders & except... Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145717)

It’s straightforward to use.

It’s straightforward to use. And customer support is always on hand for any questions that customers have concerning anything from the use or even querying items in the account that do not seem correct Reviewed on: 10th June 2026

I've been using PayPal for years, good company.

I've been using PayPal for years, good company. Reviewed on: 10th June 2026

I have used both paypal and paypal credit and have f...

I have used both paypal and paypal credit and have found i can easily afford things by spreading the cost . I feel safe paying online through paypal as they have your back when purchases dont arrive or go wrong Reviewed on: 10th June 2026

Always very helpful, constructive and patient.

Always very helpful, constructive and patient. Nothing was too much trouble Reviewed on: 10th June 2026

Great interest free period

I always pay of my credit in the interest free period, but my partner makes regular payments each month and we cannot fault them. Reviewed on: 10th June 2026

UI in the app is a but confusing.

UI in the app is a but confusing. But the offers are really good Reviewed on: 10th June 2026

Easy to use help me to spread the cost of my payment.

Easy to use help me to spread the cost of my payment. Reviewed on: 10th June 2026

5 star service, convenient, easy, reliable

Paying options are great. Pay in 3, 4 months interest free, credit card, ease of use. Covers purchases, always reliable. Very Convenient. Now you earn points too! Reviewed on: 10th June 2026

PayPal credit is easy to use

Using PayPal credit is easy to use via the app. It’s very useful for that unexpected bill as you can spread the cost over a few months. Also it’s mostly interest free Reviewed on: 10th June 2026

Always use PayPal - very happy with service and trus...

Always use PayPal - very happy with service and trust it. Reviewed on: 10th June 2026

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