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PayPal: PayPal Credit reviews

4.73
Based on 143,045 reviews, last reviewed 20th Jun 2026
4239600% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good customer service, great experience Good customer service, great experience Reviewed on: 20th June 2026
Adebisi A's avatar
Adebisi A

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143045)

paypal is best

5
i always suggest eveeyone to use paypal. i fill secure with paypal. never face any problem Reviewed on: 6th June 2024

Never had a bad experience.

5
Never had a bad experience. C/S is always happy to help out. Functionality is quick, simple and easily navigable. Reviewed on: 6th June 2024

Always PayPal

5
I’ve never had a problem using PayPal. It is very convenient, especially when you use the by now paying four months.. Reviewed on: 6th June 2024

Great service

5
Always enjoy using PayPal as it’s a quick and easy fuss free seevice Reviewed on: 6th June 2024

Very easy and a very simple.

5
Very easy and a very simple. Credit has been a much need life line. Thank god for PayPal Reviewed on: 6th June 2024

Really easy and accessible with fair interest rates...

5
Really easy and accessible with fair interest rates and options for interest free credit. Reviewed on: 6th June 2024

Very good and value for money 3 month interest free...

5
Very good and value for money 3 month interest free was good Reviewed on: 6th June 2024

PayPal makes payments easier

5
PayPal has make its easier for me to split my payment when I get things online. PayPal is a reliable credit I can ask someone to apply for. The best have used so far. Reviewed on: 6th June 2024

I like the PayPal, PayPal credit is amazing

5
I like the PayPal, PayPal credit is amazing Reviewed on: 6th June 2024

Easy and straightforward to use.

5
Easy and straightforward to use. Reviewed on: 6th June 2024

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