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PayPal: PayPal Credit reviews

4.73
Based on 146,832 reviews, last reviewed 1st Jul 2026
4411600% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026
Karen McGuinness 's avatar
Karen McGuinness

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026
TM's avatar
TM

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (147196)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

The pay in 3 process helps me afford major expenses.

5
The pay in 3 process helps me afford major expenses without any long to long term debt or paying interest chargers Reviewed on: 11th June 2026

Paypal credit is my goto for purchases that i wouldn...

5
Paypal credit is my goto for purchases that i wouldnt normally have the spare cash at the time for, if it wasnt for paypal credit id of missed so many great offers and bargins via ebay etc. Reviewed on: 11th June 2026

Easy credit

5
Pay in three is convenient also if you have a problem with any purchase pay pal will take on the dispute for you but interest could be a bit lower Reviewed on: 11th June 2026

PayPal is so easy and safe to use.

5
PayPal is so easy and safe to use. There’s no worries in my mind that if anything fishy was to happen, PayPal will sort it out. Reviewed on: 11th June 2026

PayPal, it always just works

5
I have never had an issue using PayPal, it always just works and is very convenient and easy to use. Paypal credit is great for being able to buy those more expensive items that are hard to pay in one go, makes it easier to pay over 3 months Reviewed on: 11th June 2026

Excellent and easy

5
Have been using PayPal for a number of years its easy to use and the website is very easy to navigate Reviewed on: 11th June 2026

Great experience, so quick and easy to register and...

5
Great experience, so quick and easy to register and sign up. Everything explained throughout the documents! Reviewed on: 11th June 2026

Go Paypal

5
Great credit, always reminds me when money is due. Reviewed on: 11th June 2026

PayPal is reliable and your transaction is in safe h...

5
PayPal is reliable and your transaction is in safe hands. Reviewed on: 11th June 2026

Always easy to use and good value

5
Always easy to use and good value Reviewed on: 11th June 2026

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